• Lemmeenym@lemm.ee
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    7 months ago

    I’m in a similar position, middle aged, clear driving history for about 15 years, car’s an '18. I pay ~$450 every 6 months with Progressive. Paying the whole amount up front gives me a good discount. If you can’t do that size payment at once you can pay with PayPal credit and it should be no interest for 6 months so you can get the discount and still pay monthly.

    • frickineh@lemmy.world
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      7 months ago

      I need to check on whether I get a discount for paying all at once. I’m finally at a point where I could manage it but I have no idea what it would save.

      Ooh, just checked looked and nope, USAA gives me $16/month off for autopay but no pay in full discount. Lots of pretend discounts for other stuff but that just puts them around what other insurers would charge anyway. What a rip off.