• ISOmorph@feddit.de
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    5 months ago

    Money transfer platforms are even worse than chat apps in terms of how acceptance dictates usefulness. You might convince a couple of friends to use xmpp instead of whatsapp. But its near impossible to get major outlets to integrate new payment methods. Especially if that platform advocates privacy and therefore doesn’t offer a return on invest based on user data. I don’t think we’re gonna see true alternatives without government regulation, and even then…

    • AA5B@lemmy.world
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      5 months ago

      So true - and I hate having to use specific ones for specific people. Apple Cash works well within my family, I use Venmo for my teen’s drivers Ed, and Zelle for house cleaner