A Google spokesperson explains:
Promoted pins in navigation are not new – they let people see relevant ads for businesses like gas stations, restaurants, and stores along their route. To avoid driver distraction, these ads do not pop up, expand only if they’re tapped on, and disappear quickly after a short time.
There’s even apps for making updating OSM easy on mobile and even gamifying it.
https://apt.izzysoft.de/fdroid/index/apk/fr.dogeo.osmgo
https://f-droid.org/packages/de.westnordost.streetcomplete/