• Bonskreeskreeskree@lemmy.world
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    1 year ago

    So whats your solution, fuck everyone with higher rates and force people that have lived in the same home for many many years to sell due to external factors outside of their control?

    • Aux@lemmy.world
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      1 year ago

      Well, I live in the UK right now and what people are doing here is that they live in a house for 5-10 years and then swap it to a bigger one. You will get a lot of equity in 5-10 years, so you can remortgage, get a better house and pay less. Or they move to cheaper areas and buy mansions for the price of a flat in London.

      And even if you don’t want to move, you can remortgage and pay less simply because your debt is much smaller now. Also before current rate rises people with high equity would remortgage at super low %, take cash and invest it. 10 years later you’re rich AF doing fuck all.