• 80 Posts
  • 378 Comments
Joined 1 year ago
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Cake day: June 16th, 2023

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  • Bogleheads three fund portfolio (total US stock + total world stock + bonds) is very simple yet will beat most actively-managed portfolios over the long run.

    This is right. But you don’t really need the ‘total world stock’. I reduced my allocation of that to 2% because it was dragging down my returns.


  • The law only cares what they do to other companies.

    Apple doesn’t allow other companies to have their own app stores. Which google already did allow, they just didn’t make it easy to install one.

    Apple is MUCH worse in restricting app stores. It makes no sense that Apple can continue to get away with their far worse restrictions than google. On the positive side this will make Android even better and more attractive to consumers vs AOS than it already was.