I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
Always up for a chat
I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
It just feels like a huge gamble. I went the tracker route between 2012 and 2018 only because I didn’t want the overpayment restrictions imposed by fixed deals.
Luckily it worked out, had I gone for a fixed rate I’d still be slowly paying it off, at a higher rate.
For every person who did well, there’s someone else who didn’t, mostly through unlucky timing.
It’s crazy in the UK too, where 3-5 year fixes are common. I’ve know folk who at renewal next year will be paying £500-£800 extra, each month.
My biggest impact has been gas and elec, which maybe added that amount to my annual bill. I can’t imagine the stress.
That’s good, it might contribute to why I feel more mentally balanced when I stick to a green tea and high vegetable diet since that’s apparently a rich source of l-theanine and GABA. It’s hard to separate from the other benefits.
I don’t like our culture of having a magic pill for everything, when there are simpler (less processed, less packaging, much cheaper) things to try first that promote better health overall. But green tea, sweet potatoes and oily fish aren’t sexy marketing propositions that can be marked up x percent.
Ah yes, the placebo section. Like magic, the more it costs, the better it works.
Had a convo with my mum last month, where she was concerned that I wasn’t looking to supercharge my career as I enter my 40s. She couldn’t understand why I’d declined an interview with Meta.
I had to spell it out… I won’t miss that extra money. I don’t have an expensive lifestyle, and I don’t want one. I’d miss the time lost with my kids, and I’d sure as shit regret the stress and anxiety of additional work pressure.
But then, I also had to explain why staying in an unhappy marriage “for the kids” is infinitely worse than peaceful and happy co-parenting.
Boomers. Sigh.
I agree on performance, but I’m well paid and would tolerate almost zero unjustified inconvenience. I can afford to take a cut, but in reality would probably earn even more elsewhere.
More experienced folk are also more likely to go freelance, since they have the skills, experience and contacts. Perm roles only make sense when they bring stability and benefits. I expect to see this a lot more, if RTO continues.
I also find the “just look how bad the hands are heh heh heh” thing so dumb … it’s going to learn how to draw hands pretty quickly
This is not news. Stop upvoting Twitter spam, it’s not even vaguely interesting.
Absolutely fine to politely ask for a salary range, in my experience. I’ve never found they hide it, but the ranges can be broad.
Blaming young adults and families is unfair. Many institutions need to be held to account for advertising outcomes which don’t materialise for their students.
Unfortunately it seems there are no consequences for the universities, and it’s not hard to make those qualifications seem both alluring and lucrative.
There’s got to be a way to hold them to account for the countless graduates who don’t end up finding industry positions.
I’m probably in an echo chamber. I hope that 2nd application goes well for you.
In my experience, good candidates (including interns/juniors) are still landing the roles. Hiring in tech/design/product is tough because there’s a deluge of applicants who’ve either coasted during the boom, or been sold a lie by an educational institution.
You can spot the ones who apply for 40 jobs a week, and those who’ve used chatGPT a mile off, and they’re usually the worst candidates, with long, bland, unfocused resumes.
LinkedIn is full of my worst ex-colleagues bemoaning the lack of opportunities, like they’re entitled to it.
Please tell me if I’m being unfair. Maybe I should be less cynical.
A shameful culprit IMO was the Kermode and Mayo film review. Two wealthy broadcasters (one extremely wealthy) who left the BBC, created an objectively worse show, half of which immediately went behind a paywall. Then they started voicing atrocious adverts and wingeing that people should pay so they could keep the lights on.
They could easily have experimented with a Patreon, but the arrogance was clear.
The only upside was that I felt no pain in dropping them like a stone, but I do miss the old show and never found a good replacement.
I know what you mean, but it would depend on my current situation. Assuming I’ve had to find another job with short notice (and I’m still in my probation period) it could be a great opportunity to leverage a massive pay increase, then spend the next year planning a proper move.
I wouldn’t list it as separate employment on my CV, unless I knew it was going to be scrutinised, in which case, it’s easily explained and reflects pretty well - they wanted me back.
That’s terrible, I hope it all worked out, but absolutely never say anything until you’ve both signed a contract unless you’re looking for a counter offer, which is risky AF.
People pull out of informal agreements all the time, it’s not an employer thing - legal issues, real estate, appointments, competition prizes, dates…
I’m about half way in, and the acting has been patchy - the guys playing Trumbull and Sims are bad, but when contrasted with Tim Robbins and Rebecca Ferguson, they come off a lot worse.
Maybe it’s because I’m in a UX team and you hit a nerve, but “pull them into a quick meeting” summarizes my contempt for office life. The lack of boundaries and constant distraction was relentless.
I’ve met many Susies who, like me, dreaded the “Hey Suze, you got a minute?” because everyone vaguely recalls that we’ve worked on something related to their project. It was not as valuable or productive as you think. Pinging the person on Teams and not expecting an instant reply was the right thing to do, even back in the old days.
Employers will quickly learn that leashing a person to their laptop will not prevent wasted time, it’ll cause them to waste time in other ways, and will drive away talent. The only harm is when it impacts outcomes, which is easier and more beneficial to track.
It’s pretty obvious when someone is underperforming, you don’t need to know whether they’ve been doing the laundry between meetings.